Does Target Have Afterpay (Is There a Limit, Can It Be Used In-Store + More)?
Have you ever wondered if you can use Afterpay at Target? With Afterpay growing in popularity as an online payment option, many shoppers are now wondering if they can use it in-store and if there is a limit to what they can purchase.

Afterpay has quickly become one of the most popular ways for customers to buy items online. It allows them to spread their payments over time but still have access to the item immediately. However, not many people know whether this same service is available in stores, especially popular retailers like Target.
This article will answer all your questions about using Afterpay at Target, including whether it’s possible to use Afterpay in-store, what the limits are and even how shoppers can get the best deals when using this payment platform. So keep reading to find out everything you need to know about using Afterpay at Target stores!
Does Target Have Afterpay?
Target is one of the many retailers that offer Afterpay as a payment method. Afterpay is a service that allows shoppers to purchase and pay for items later in four equal installments. In the United States, customers can use Afterpay when shopping online through the Target app or website.
Customers in Australia and New Zealand can also use Afterpay both online and in-store at Target. However, Target does not accept Afterpay for in-store purchases in the US.
Using Afterpay at Target is easy and convenient. Customers simply select Afterpay as their payment method during checkout and then enter their payment information into the secure system. Once approved, customers will be able to pay for their purchase over time without having to worry about interest or fees. This makes it easier for customers to budget for their purchases while still being able to enjoy them right away.
Why Use Afterpay at Target?
Afterpay is a great way to budget large purchases and spread out the cost. It can be used at Target both online and in-store, with a maximum of $1000 per transaction, a minimum of $1 for online orders, and a maximum of $1000 and a minimum of $100 for in-store purchases. Using Afterpay at Target can save time by avoiding waiting in line or dealing with cash and providing extra time to make sure it’s the right decision if you’re unsure about a purchase.
When using Afterpay at Target, it is important to keep these limits in mind. If you are making an online purchase, the maximum amount is $1000 per transaction with a minimum of $1. For in-store purchases, the maximum amount is still $1000 but the minimum is increased to $100. This makes Afterpay an ideal option for those looking to budget their larger purchases while still taking advantage of all Target offers.
Can You Use Afterpay at Target in the US?
Afterpay is an Australian company that allows customers to pay for purchases in four equal, interest-free installments. This makes it a great option for those looking to shop at Target without breaking the bank. Customers can use Afterpay at Target stores in the US with a credit or debit card through Target.com and the Target app. Previously, US Target stores accepted Afterpay in-store and online, but they have since moved to other buy-now-pay-later platforms that are allowed in-store, so it no longer uses Afterpay in-store.
However, Afterpay at Target is still possible if you shop online or through the app. All you need to do is select Afterpay as your payment method when checking out and you will be able to pay off your purchase over four equal payments without any interest added on. It’s a great way to spread out the cost of larger purchases and make them more manageable for your budget.

Can You Use Afterpay at Target’s Physical Locations?
Using Afterpay at Target can be a great way to make purchases without having to pay for them all at once. Unfortunately, in the US, Afterpay cannot be used at physical Target locations. However, it can still be used online or through the Target app. In Australia and New Zealand, customers are able to use Afterpay both online and in-store at Target.
When using Afterpay at Target, keeping the limits in mind is important. For online orders, the maximum amount is $1000 per transaction with a minimum purchase amount of $1. For in-store purchases, the maximum amount is also $1000, but the minimum is $100. By understanding these limits before making a purchase, customers can ensure that they are able to use Afterpay when shopping at Target.
How to Use Afterpay at Target Online?
Using Afterpay at Target online is a great way to make purchases without having to pay the full cost upfront. To use Afterpay, customers must create an account with Afterpay and select it as their payment method when checking out. Customers will need to enter basic information such as name, address, and payment details in order to complete the purchase. Once the purchase is completed, payments are due in three installments two weeks apart; late payments will incur fees.
Afterpay can be used for any item purchased from Target online, including clothing, electronics, furniture and more. It’s a convenient way to shop without having to worry about paying for everything at once. Plus, customers can take advantage of special offers or discounts that may be available through Target online. With Afterpay, customers can enjoy their purchases immediately while spreading the cost over time.
Are There Any Limits When Using Afterpay at Target?
When using Afterpay at Target, there are some limits to keep in mind. Afterpay is available for both online and in-store purchases in the US, New Zealand, and Australia. For online orders, the limit is $1000 per transaction with a minimum purchase amount of $1. When shopping in-store, the limit is between $100-$1000. This means that if you’re looking to make a large purchase at Target, it may be best to use another payment method.
It’s important to remember these limits when using Afterpay at Target so that you don’t end up overspending or having your order canceled due to exceeding the maximum amount allowed. Keep these limits in mind when shopping at Target and you’ll be sure to have a successful shopping experience!
What Items You Cannot Buy Using Afterpay at Target?
Using Afterpay at Target is a great way to purchase items without having to pay for them all at once. However, there are some items that cannot be purchased using Afterpay. These include gift cards, prenatal and baby products, food and beverages (including alcoholic beverages), muscle treatments, and personal hygiene products. For these items, customers must use other forms of payment such as cash or credit/debit cards.

To use Afterpay at Target, customers must first download and set up the Afterpay app on their device. Once this is done, they can activate the Afterpay card in the app and then pay for their purchases using Apple Pay or Google Pay. This makes it easy to make payments over time while still enjoying the convenience of shopping at Target.
What Other “Buy Now, Pay Later” Services Does Target Accept?
Target offers a variety of buy now, pay later services for customers to take advantage of. In addition to Afterpay, Target also accepts Klarna, Sezzle, Affirm, PayPal Pay-in-4 and Zip. When ordering online or through the app, customers can only use Zip, Klarna and PayPal Pay-in-4, while shopping at physical outlets can only use Sezzle and Affirm. This allows customers to purchase items without having to pay upfront or in full right away.
For those who are looking for more payment options at Target, they should check posts on whether or not Target accepts Venmo, EBT and layaway & payment plans. With these additional payment options available at Target, customers have more flexibility when it comes to paying for their purchases. It is important to note that each payment option has its own terms and conditions so it is important to read up on them before making any decisions.
Final Thoughts
In conclusion, Afterpay is a great payment option for those looking to budget their spending and avoid debt. It is a BNPL provider with no credit checks, no reporting to credit agencies and no interest. This makes it an attractive option for those who may not have access to traditional forms of credit. However, there are restrictions and limitations that consumers should be aware of before using Afterpay. Additionally, the Blue Cash Preferred® Card from American Express offers return and purchase protection as well as cash back on eligible purchases which could be beneficial for some shoppers. Ultimately, consumers should consider their payment options carefully to ensure they receive quality items and reliable service.